Terms and Conditions
Last updated: [Insert Date]
These Terms and Conditions ("Terms") govern your access to and use of the Morefish website and platform (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.
This document is a general template and should be reviewed and adapted to reflect the specific operations, jurisdiction, and regulatory obligations applicable to Morefish before publication.
1. Who We Are
Morefish provides an AI-powered data-analysis and decision-support platform intended to help small businesses and private investors in the United Kingdom review liquidity and market-risk information. References to "we", "us", or "our" mean Morefish. References to "you" or "your" mean the person or entity accessing the Service.
2. Eligibility and Account Use
You must be at least 18 years old and capable of forming a binding contract to use the Service. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activity that occurs under your account.
3. Nature of the Service
The Service presents data analysis, modelling outputs, and decision-support information. It does not constitute financial, investment, tax, or legal advice, and nothing on the platform should be relied upon as a recommendation to buy, sell, or hold any asset. Outputs are generated using automated and statistical methods and may contain errors, delays, or omissions.
4. Acceptable Use
You agree not to misuse the Service, including by attempting unauthorised access, interfering with its operation, reverse-engineering any component, or using it for unlawful purposes. We may suspend or terminate access where we reasonably believe these Terms have been breached.
5. Fees and Access
Certain features of the Service may require a subscription, request-based access, or payment of fees as described separately at the point of signup. Fees, where applicable, are disclosed before purchase and are subject to change with reasonable notice.
6. Intellectual Property
All content, software, design elements, and materials made available through the Service are owned by or licensed to Morefish and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the Service without our prior written consent, except as necessary for your permitted personal or internal business use.
7. Third-Party Data and Links
The Service may incorporate data or links from third-party sources. We do not control and are not responsible for the accuracy, availability, or content of third-party materials, and their inclusion does not imply endorsement.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including as to accuracy, completeness, reliability, or fitness for a particular purpose. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Morefish shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity arising from your use of or inability to use the Service, even where we have been advised of the possibility of such damages.
10. Indemnity
You agree to indemnify and hold Morefish harmless from any claims, losses, liabilities, and expenses arising from your breach of these Terms or your misuse of the Service.
11. Suspension and Termination
We may suspend or terminate your access to the Service at our discretion, including where we suspect fraudulent activity, breach of these Terms, or where required by law. You may stop using the Service and close your account at any time by contacting us.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes to the Service or applicable legal requirements. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are intended to be governed by the laws of England and Wales, subject to confirmation and adaptation to reflect Morefish's actual operating jurisdiction and any mandatory consumer protections that may apply.
14. Contact
Questions about these Terms can be directed to us using the details provided on our Contact page.